Introduction to the Crypto Withdrawal Cooling Period

In line with local regulatory requirements, Bybit TR applies a cooling period to certain crypto withdrawals. This measure adds an extra layer of protection for user assets while ensuring full regulatory compliance.

What is a Cooling Period?

A cooling period is a short security hold placed on on-chain crypto withdrawals. It may apply when withdrawing crypto assets to:

Unhosted (non-custodial) wallets, such as MetaMask; or
Foreign-based Virtual Asset Service Providers (VASPs) that are not subject to the Travel Rule.

Withdrawals to hosted wallets or regulated VASPs that comply with the Travel Rule are not subject to a cooling period.

How the Cooling Period Works

A 72-hour or 48-hour cooling period may apply, depending on:

Whether the withdrawal is sent to a new address or a previously used address
Whether there has been recent activity involving the same asset within the past 48 or 72 hours, such as a deposit, purchase or conversion

If there are multiple activities within the applicable timeframe, the cooling period is calculated based on your most recent activity involving that asset.

Refer to the table below for a detailed breakdown.

Withdrawal to	Cooling period	Condition
New address	72 hours	Recent activity involving the same asset within 72 hours
New address	None	No recent activity involving the same asset within 72 hours
Previously used address	48 hours	Recent activity involving the same asset within 48 hours
Previously used address	None	No recent activity involving the same asset within 48 hours

Products and Services That May Trigger a Cooling Period

A cooling period may apply if you withdraw crypto that was recently obtained through the following products or services.

Product/Service	Trigger scenario
On-chain deposit	Crypto is deposited into your account.
Internal transfer	Crypto is received from another Bybit TR user.
Cross-region transfer	Crypto is received from our partner platform, Bybit Global.
Buy in TRY	Crypto is purchased via Buy in TRY. For example, purchasing BTC with TRY may trigger a withdrawal restriction on BTC.
Convert	Crypto is received through a conversion from crypto or fiat (conversion to fiat is not included).
Spot trading	Crypto is obtained through Spot trades.
OTC trading	Crypto is obtained through OTC transactions.
Spot Grid Bot	The bot is terminated, and funds are transferred back to the Funding Account; or profits are withdrawn to the Funding Account.
DCA Bot	The bot is terminated, and funds are transferred back to the Funding Account.

Notes:

— Selling crypto or converting crypto to fiat does not trigger a cooling period.

— For Spot Grid Bot, receiving profits while the bot is active does not trigger a cooling period.

— For DCA Bot, receiving purchased crypto while the bot is active does not trigger a cooling period.

Examples

The following examples illustrate how the cooling period is applied in different scenarios.

Scenario 1: Withdrawal to a new address

Scenario 1.1: With recent activity on the same asset

Example

Dec 10, 2025, 1AM UTC: User A deposits 1 BTC.
Dec 11, 2025, 3AM UTC: User A buys 0.5 BTC via Spot trading.
Dec 11, 2025, 4AM UTC: User A initiates a first withdrawal of BTC to a new unhosted wallet address.
Dec 12, 2025, 4AM UTC: User A initiates a second withdrawal to the same unhosted wallet address.

Outcome

A 72-hour cooling period applies to the first withdrawal, calculated from the most recent activity (Spot trading at Dec 11, 2025, 3AM UTC). As a result, the withdrawal becomes available after Dec 14, 2025, 3AM UTC.
Although withdrawals to a previously used address typically have a 48-hour cooling period, no separate cooling period applies to the second withdrawal because it was initiated during the original 72-hour cooling period.
Both withdrawals will, therefore, be available after Dec 14, 2025, 3AM UTC. User A must wait 71 hours for the first withdrawal and 47 hours for the second withdrawal.

Note: When multiple withdrawals to the same new address occur during an active 72-hour cooling period, only the initial cooling period applies. A new cooling period will be triggered only if there is additional activity involving the same asset, such as a purchase or deposit, after the first withdrawal.

Scenario 1.2: Without recent activity on the same asset

Example

Dec 1, 2025, 9AM UTC: User B converts 0.1 BTC to USDT.
Dec 5, 2025, 8AM UTC: User B buys 1 BTC via Buy in TRY.
Dec 6, 2025, 12AM UTC: User B withdraws USDT to a new unhosted wallet address.

Outcome

The USDT withdrawal is not affected by the BTC purchase, as they are different asset types.
No cooling period applies because the most recent USDT-related activity occurred more than 72 hours before the withdrawal.

Scenario 2: Withdrawal to a previously used address

Scenario 2.1: With recent activity on the same asset

Example

Dec 1, 2025, 9AM UTC: User C receives 1 ETH via internal transfer.
Dec 11, 2025, 10AM UTC: User C terminates the Spot Grid Bot after investing 0.5 ETH.
Dec 11, 2025, 4PM UTC: User C withdraws ETH to a previously used unhosted wallet address.

Outcome

A 48-hour cooling period applies, starting from the time the bot is terminated (Dec 11, 2025, 10AM UTC).
As a result, User C needs to wait for 42 hours, and the withdrawal becomes available after Dec 13, 2025, 10AM UTC.

Note: If another applicable activity, such as a deposit, purchase or conversion, occurs during the 48-hour cooling period, the cooling period will reset based on the most recent activity.

Scenario 2.2: Without recent activity on the same asset

Example

Dec 14, 2025, 10AM UTC: User D deposits 1,000 USDT.
Dec 15, 2025, 6PM UTC: User D terminates the DCA Bot after investing 500 USDT.
Dec 18, 2025, 8PM UTC: User D withdraws USDT to a previously used unhosted wallet address.

Outcome

No cooling period applies because the most recent USDT-related activity occurred more than 48 hours before the withdrawal.